Compliance Operations.
Governed. Auditable.
Scalable.
TiZNO connects to your bank's systems and policy stack, reasons across both, and proposes governed actions, with a complete audit trail and explicit human approval for every decision.
AML / KYC operations are fragmented
Client data lives in core banking. Policies live in PDFs. Analysts bridge the gap manually, on every single case, every single day.
Compliance teams are overloaded
Alert volumes grow faster than headcount. The manual synthesis bottleneck is structural. It cannot be hired away without TiZNO.
Auditability cannot be sacrificed
Every AI-assisted decision must trace to a specific data point and a specific policy clause. Consumer AI tools provide neither.
Banks need AI that fits bank governance
Uncontrolled write access, opaque inference, and no human checkpoint have no place in a regulated institution.
The Challenge
Compliance teams are not short of data.
They are short of capacity to reason over it.
The manual synthesis problem cannot be resolved by adding headcount. It requires a governed AI layer designed specifically for regulated financial operations.
Fragmented client context
Client records span core banking, CRM, and scattered document stores. No analyst sees the full picture without hours of manual aggregation.
Policy locked in documents
AML manuals, KYC procedures, risk frameworks, and regulatory updates exist as PDFs and internal memos that must be read and interpreted case by case.
Senior staff are the bottleneck
Final decisions require policy interpretation, concentrating workload on the most experienced and most expensive people in the function.
Output doesn't scale with headcount
Hiring more analysts doesn't solve the structural problem. Manual synthesis is rate-limited by human reading speed, not headcount.
Audit reconstruction is painful
When regulators ask for the reasoning behind a case decision, teams piece it together from notes, emails, and memory, under pressure.
False positives consume capacity
Transaction monitoring systems generate high-volume alerts. Most are benign, but each requires documented review, consuming analyst capacity.
The TiZNO Solution
Read the record. Retrieve the policy.
Draft the outcome. Route to approval.
Four deterministic phases from raw data ingestion to a fully governed, auditable compliance output.
Connect without migrating
TiZNO connects to your CRM, core banking, sanctions databases, and internal policy repositories through secure, read-only APIs. No data leaves your perimeter. Client records and regulatory documents are processed ephemerally with zero retention.
Orchestrate policy-aware analysis
Atlas semantically indexes your internal policy documents, regulatory manuals, and procedural frameworks. The Orchestrator runs agentic retrieval to cross-reference live structured data against unstructured policy context, producing reasoned risk profiles with exact policy citations.
Generate governed outputs
TiZNO proposes action cards, drafts EDD memos, KYC refresh summaries, client communication templates, and escalation recommendations. Every output cites the data source and policy clause it was derived from. Nothing is generated without traceable evidence.
Human approval. Full trace.
No action is executed without explicit human approval. Action cards are routed to the appropriate approver with full reasoning context. The complete execution trace, every retrieval step, inference, and decision, is logged immutably for internal audit and regulatory review.
Banking Use Cases
Specific to your operations.
Not a generic AI deployment.
Each workflow is built around real banking compliance pain points. Expand any case to see exactly what TiZNO automates, what your team retains, and what the outcome looks like.
Security Architecture
Built for your InfoSec team
to approve. Not to work around.
TiZNO's architecture was designed from the ground up for regulated financial institutions, not retrofitted for enterprise use.
Zero-retention processing
Sensitive client data is processed ephemerally. Nothing is persisted outside your perimeter. PII never enters a training dataset.
Read-only system access
TiZNO connects to bank systems via read-only APIs. No write actions execute to CRM, core banking, or any system without explicit human approval.
Row-level security
Data access is governed at the row level. Each user sees only records they are authorised to view. No over-exposure of client data.
Tenant isolation
Your institution's data, workflows, and models are fully isolated from all other TiZNO tenants. No shared inference infrastructure.
Document-level permissions
Access to policy documents in the Vault is governed by your existing permission structure. The AI retrieves only what the requesting user is entitled to see.
Immutable audit trail
Every retrieval step, inference decision, and human approval is logged immutably and available for internal audit, FATF review, and regulatory inspection.
No model training on your data
TiZNO never uses your client data or policy documents to train or fine-tune any AI model. Your data serves your governed workflows only.
Regulatory alignment
Architecture aligned with GFSC, FATF, and Moneyval requirements. Built with Gibraltar-regulated institutions and transferable to comparable regulated environments.
GFSC and FATF regulatory context
TiZNO's architecture aligns with Gibraltar Financial Services Commission (GFSC) requirements, FATF Recommendations 10, 15, and 16, and Moneyval assessment criteria. The platform has been developed with the specific operational constraints of regulated financial institutions in mind, and is designed for deployment across comparable regulatory environments.
Projected Business Impact
Target operational leverage in compliance.
Without reducing control.
Projected reduction in case assembly time
KYC refresh and EDD cases that previously required 3–4 hours of manual aggregation are designed to assemble in under 30 minutes. Policy citations are surfaced automatically.
Projected caseload capacity uplift
Built to automate the repetitive synthesis and drafting phases, your existing compliance team is designed to process more complex cases without linearly increasing headcount.
End-to-end audit traceability
Every AI-assisted decision includes an immutable execution trace citing the exact policy clause and data point. No gap in the regulatory record. No reconstruction under pressure.
*Metrics represent projected illustrative outcomes based on TiZNO's agentic architecture and generative AI industry benchmarks.
Ready to Deploy
See TiZNO inside your compliance stack.
We offer a secure sandbox briefing tailored to your institution's systems, policy stack, and compliance workflows. No commitment. No data migration required to evaluate.